How To Cope When You Have No Money.

How To Cope With No Money.

Do you have money worries at the moment, are you finding it hard to pay those never ending bills, do you worry about getting into debt or trying to pay off existing debt, it all seems to be made so easy for us to get ourselves into debt these days and we all know how difficult it is to get out of debt.

Then of course, there’s the dread of Christmas coming along with all the expense and buying the kids presents and their must have latest fashionable items etc, do you remember when you used to look forward to Christmas, well maybe you still do, but I’m sure you don’t get that same excited feeling that we all used to get when we had no worries, it’s just not the same as it used to be.

Well, there are many more people going through the exact same struggles right now and I know, because I have been there too, I’ve had the worries and the anxiety of not being able to pay the bills or to go out and socialise, in fact, I would dread an invite to a wedding, party or other social gathering, because I just couldn’t afford to go and the thing was, I just didn’t want to tell people what I was going through, I kept quiet about it and started cutting back on everything I possibly could.

I can remember that the one thing that was bearing down on me more than anything else was the thought of how am I going to get out of this situation, there just didn’t seem to be any light at the end of the tunnel, it felt like I had done all I could do, there didn’t seem to be any way of ever finding some kind of financial freedom, I didn’t want to be rich or anything like that, just able to earn enough money to live on and to feel relatively comfortable.

The Black Hole.

I was beginning to feel very low, it felt like I was slipping into some kind of black hole, it felt like I was subconsciously giving in, a feeling of that’s it, I’ve had enough and I have to say it is a horrible feeling, especially when you take into account the fact that I have always been the optimistic type, sort of happy go lucky and yet here I was feeling so low, but I still had this feeling deep down inside me that there just has to be something I can do.

I had already tried a few different ways of how to make money online but I just didn’t seem to have much luck with it, however, I decided to give it another try and after searching online for a while I came across something called affiliate marketing, something about selling stuff and getting some commission.

So I started to read a bit more about it, after doing some research it wasn’t long before I thought to myself, you know what, this does seem plausible, so I looked into it a bit further and started to gather as much information as I possibly could about how affiliate marketing works and of course, how much money I could potentially earn from it and so on.

I actually did quite a lot of my initial research by watching Youtube videos and taking advice from them, I was informed that all you need to do is sign up to a blog, then sign up to some affiliate programs, put some affiliate links on the blog.

Then sign up to some forums, tell people about the products I was selling as an affiliate, then leave links to my blog, the idea was that people would want to find out more about the product I had been talking about on the forum, go on to follow the link to my blog, then be tempted to buy the product.

So I signed up to Blogger and got myself a blog up and running but I only used it for advertising the products I was trying to sell, I was putting as much information as I could about a product on a single page of my blog, adding my affiliate links, then labeling the page for that particular product, that way I could direct the potential customers to the actual product they were looking for, because the link I would attach to the description in the forum would take them directly to that specific page on my blog.

The first affiliate program I signed up to was Clickbank and it is in fact, very easy to do, when you sign up to Clickbank, the username you choose when you sign in, is the name used on your affiliate links, so if I chose the username Russxxx, that is the name that will be used on my affiliate links, so if someone clicks on one of my links, the url in the address bar of the page they’re directed to, will have Russxxx included in the url address, telling Clickbank that it was my who referred that person to them.

The products I was promoting were weight loss systems and the forums I had signed up to were weight loss forum, I had specifically searched for the forums that had the most members in them and some of the forums I joined had thousands of followers, all interested in weight loss or more to the point wanting to lose weight.

So I got busy doing research on the products I was promoting and finding out all I could so I could write interesting and informative articles to describe my chosen weight loss systems, I would then place them in the forums.  

At this point I was I was beginning to get quite optimistic, in fact, I was convinced that this was going to work, I felt sure I was going to get some satisfied customers and make some commission in the process, I even started searching for other affiliate programs to sign up to, so I would have a wider range of products to promote.

I had read about  passive income, which means you get money coming in even while you sleep, so as you can probably guess, I was jumping out of bed every morning to eagerly switch on my laptop, just to see if anyone had bought any of my affiliate items during the night.

Alas, morning after morning, I was left disappointed, days turned into weeks, weeks turned into months, still nothing, all of the optimism I had at the start of this affiliate marketing venture had all but evaporated, it felt like I was back to square one.

I was still occasionally watching make money online YouTube videos, but most of them were the Get-Rich-Quick, loads of money in one day rip off merchants, I wasn’t going to be taken in by those people, so, there I was, just about to completely give up on the whole idea, when I saw something.

Best Ways And How To Make Money Online.

What I saw was a link to an affiliate marketing training program, the link simply had the words Wealthy Affiliate written on it, but there was a description added describing it has a training community with training videos, webinars and even one to one training, I was of course skeptical at first, but it says it’s free, well, I couldn’t really believe it, but it was free so I had nothing to lose and I had tried everything else, so I thought, let’s give it a try.

So I clicked on the link and was taken to the sign up page and from the very moment I signed up, I must admit that I was quite taken aback by the friendly and welcoming atmosphere, loads of people were chatting to me and making me feel welcome and the people that were taking the time to chat to me were the Wealthy Affiliate members, not the employees or staff.   

Right from the start, it felt like I wasn’t alone trying to find things out for myself, I felt like I was surrounded by people who were exactly the same as me, some were beginners and of course some a lot more advanced but every member is in the process of building an online business, in fact some of the members are experienced affiliate marketers that already have online businesses and everyone of them offer help to anyone with questions or problems, it all seemed to good to be true actually.

There is also loads of training videos which take you step by step all the way from complete beginner to experienced affiliate marketer and stage one alone has 70 training videos, you’re given educational tasks to complete, there are chat rooms, questions and answers sections, webinars, you can ask other members questions, in fact everyone always seems happy to help.

With the free membership you’re not only given one, but two free websites and what’s more you are taken through easy to follow step by step instructions on setting up the websites, I may have set up a blog before but I had never owned a website.

In fact I can honestly say I have learned more about affiliate marketing in the short time since I joined Wealthy Affiliate than I ever would have learned if I had continued trying to find out about it from Youtube videos and the like, plus I know have my own website up and running.

As I stated at the start of this post, about the horrible feeling of being down and the thoughts of giving up, well not now, I now have a new and very interesting hobby, I actually can’t wait to get to my PC and log into Wealthy Affiliate, complete Kyle’s training videos, log on to my website, do research, write articles and of course chat to the Wealthy Affiliate community, it really is great, I love it.   

Not only am I extremely pleased that I happened to find the Wealthy Affiliate link on that day when I was almost at the point of giving up, but I can also confidently assure anyone and everyone who is interested in building an online affiliate marketing business that joining Wealthy Affiliate is by far the best move you can make, and it is free to join, so you have nothing to lose and everything to gain, so why not take the first step now by clicking on the key to success below.   

Wishing you all a Healthy, Wealthy and Happy Future. 

Please feel free to leave a comment.



As a blogger, my content may include affiliate links from advertisers.



  1. Yeah, it can be disheartening when you have no money. Affiliate marketing takes a lot of time and effort, but in the end it is well worth it.

    • Thant’s absolutely correct Melinda, affiliate marketing does take a lot of time and effort, but it certainly is worth all of that effort when you start getting the results, thank you for your comment Melinda.


  2. Sounds familiar to my own path. I minimized my spending in my first year as an affiliate marketer so I could do it full time.

    I felt the exact same way when friends and family would invite me for gatherings and dinners and I’d have to decline because I didn’t have the money.

    If I could give you two tips it’d be not to isolate yourself while in this period the start-up phase of affiliate marketing is an emotional roller coaster when you don’t have any money.

    Talk with other affiliate marketers and keep in contact with friends and family and spend time with them on your financial terms.

    Also, don’t identify with the success you’ll have in affiliate marketing. Somedays will be good others will be bad but that doesn’t say anything about who you are.

    Good luck and let me know if you need some help.

    • Thank you Rogier, Since joining wealthy affiliate I really have found something to focus on, building a website and writing posts etc, does become an interesting hobby and of course, over time, you get much better at it, I think most people go through some form of financial difficulty during their lives, personally though, I’m very pleased that I found wealthy affiliate, it’s opened up new opportunities for me, Thank’s once again Rogier, and thank you for your offer of help, it’s much appreciated.


  3. Affiliate marketing programs such as Wealthy Affiliate has the kind of training to help you learn how not only to make a few extra bucks online but how to be successful making the kinds of money where to can live your dream. I would encourage anyone to become apart of Wealthy affiliate which is making a big difference in so many lives.

    • Thank you Norman, you are absolutely right about wealthy affiliate, I started with the free membership, I have now upgraded to premium, I certainly don’t have any regrets, I was feeling down with no where to turn, but the future looks bright now.


    • Thank you Joseph, I like to help people whenever I can, affiliate marketing is a great way of making money online and I will continue to spread the word, thank you once again Joseph.

      Wishing you a healthy, wealthy & happy future.

  4. Excellent article. I can definitely relate. There are some times when I feel like giving up. The great part is you have a plan. I found the simplest way to be successful online is just do something everyday. It doesn’t have to be big, but do something, take action and you will see results.

    To your success!


    • Thank you Hans, I totally agree, when building an online business, you’ll still get there even if you take baby steps, it just takes a bit longer but as you say, do something everyday and you’ll see the results sooner, thank you once again Hans.

      Wishing you a healthy wealthy & happy future.

  5. There is no worse feeling than having a lack of money, Russ!
    There is a lot of money making programs online, but the key is finding the right one that works, and it sounds like you have.
    Thanks for sharing your story 🙂

    • Thank you John, yes with wealthy affiliate, I most certainly have found the right one and it’s not just the income, it’s also given me a very interesting hobby which I really enjoy doing, I also love the helpful community at wealthy affiliate. Thanks again for your comment John.


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